According to the "*Family Income and Expending Report(*Saving / Liabilities Edition) as of the end of 2016" by *the Ministry of Internal Affairs and Communications, it has been announced that the amount of average savings per household is 18.2 million yen. It has increased by 0.8% from the previous year. It was the highest amount of savings since the *survey started.
On the other hand, the *median amount of savings is 10.6 million yen.
The median amount has also incrreased by 0.9% from the previous year. But the median amount includes the households with zero or less than 1 million yen savings.
In the UK, the amount of average savings of the 30s was announced by the "Daily Mail".
Nationwide research of 2,000 British young people looked into the amount of their average savings. The result was about *4,300 pounds (about 610,000 yen as of 5/30) . It's about 5.7% of the median amount of the Japanese average saving. The saving amount is small, but they might have enjoyed their own lifestyle.
*The amount of average savings 平均貯蓄額
*Family Income and Expending Report 家計収支報告書
*Saving/Liabilities Edition 貯蓄/負債版
*the Ministry of Internal Affairs and Communications 総務省
*survey 調査
*median amount 中央値
*4,300 pounds / GBP is about 142 yen against JPY(as of 5/30)
日本とイギリスの平均貯蓄額を比べても、もしかしたら意味のないことかもしれませんが、、どうしてもやってみたいのです。
総務省が発表した2016年末時点での家計収支報告書(収入/負債版)によりますと、日本人の世帯当たりの平均貯蓄額は1,820万円だそうです。前年度より0.8%増加して、過去最高額となりました。
一方、日本人の平均貯蓄額の中央値はといえば、1,060万円なのだそうです。こちらも前年度比0.9%増です。しかし、中央値には貯蓄が0の家庭や、貯蓄額が100万円未満の家庭も含まれています。
では、イギリスではどうでしょう。イギリスの「デイリーメール」が報じたところによると、全国の30代のイギリス人2,000人を対象に平均貯蓄額を調査したところ、その額は4,300ポンド(日本円にして約61万円)だというのです。日本の平均貯蓄額の中央値のたった5.7%!それでも各々のライフスタイルを楽しめているようです。
Harumi Miyahara
Uchiyama FP Office Co,.Ltd.